Fernstone recently launched!

Launch YC: Fernstone: AI-powered insurance brokerage for businesses

"Insurance for businesses that move fast."

Founded by Luke Button, James Chen & Bryant Le

They have experienced this problem while working at Traba (Series A warehouse staffing startup). There, their insurance brokers rarely picked up the phone when they needed coverage for injured workers.

Luke and James met at Traba when they started on the same day. Luke led a growth team, closing some of Traba’s largest customers like JB Hunt. He was previously Head of Growth at Antimetal and co-founder of Contrast (acquired).

James created Traba’s enterprise function and grew it to 25% of company revenue. He was previously BCG, UChicago, and a former debate champion ranked #1 in the US.

Bryant, James’ friend since high school, was a software engineer at Sentilink (Series B) and Google. He previously acquired and operated a raffling company with a friend, and 2x’d profits by building new tech tooling.

The Problem:

Every business buys insurance at some point.

But, the process of finding coverage remains frustratingly analog. Insurance brokers call, email, and even fax carriers for quotes. That back and forth is both manual and slow.

One customer told them he waited 6 weeks for his broker to find him construction insurance. In that time, he lost a major deal.

The Solution:

https://youtu.be/34X7QjVKpZ8?si=8bzilqt7uaReGO-m

The team is building the fastest and most effective insurance brokerage in the world. They combine AI with licensed brokers-in-the-loop to review and bind coverage.

Their AI agent automates the manual back and forth, tracking email threads, and instantly following up.

They find insurance for complex risk faster, and instantly issue documents like COIs.


Learn More

🌐 Visit fernstone.com to learn more.
📩 They have launched and are working with their first customers. If your business needs insurance, reach out here.

🤝 All 3 of the founders are licensed insurance brokers and can get you a quote.
👣 Follow Fernstone on LinkedIn.
Posted 
October 16, 2025
 in 
Launch
 category
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